Job title: Credit Underwriting Executive Job at the Concept Group
Company: The Concept Group
Job description: The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company, Percy Aitkins – Bureau De Change.We are recruiting to fill the position below:Job Position: Credit Underwriting Executive
Job Location: Lagos
Employment Type: Full-timeRoles and Responsibilities
- Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
- Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD
- Carrying out due diligence on Potential Clients.
- Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
- To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
- To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
- Conducting credit search (CRS & CRC Report) on credit bureau database.
- Conducting Email Verification & preparing Transaction Consummation Report.
- Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
- Detecting fraudulent applications with falsified/forged documents.
- Ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.
- Reviewing transactions for final checklist and approval.
Requirements
- Candidates should possess an HND / B.Sc Degree with 2 years of experience.
Salary
N170,000 – N220,000 per month.Method of Application
Interested and qualified candidates should send their Applications to: using the Job Position as the subject of the email.
Expected salary:
Location: Nigeria
Job date: Wed, 04 Jun 2025 06:31:50 GMT