Rivy Technologies Limited – We are a climate finance company building the fast,fair and flexible financial infrastructure.
We are recruiting to fill the position below:
Job Title: Head, Credit Operations
Location: Lagos
Employment Type: Full-time
Key Responsibilities
- Design and implement real timerisk assessments strategies for our internal loan approvals and credit limit adjustments.
- Develop and implement credit underwriting policies and procedures.
- Apply quantitative and data analytics to enhance loan performance.
- Ensure financial leverage for Rivy through the portfolio loan management.
- Mitigate the company exposure to bad debts and ensure 100%compliance to regulatory requirements.
- Monitor credit worthiness of business using trend analysis.
- Perform risk assesments on potential loan recipients based on credit rating, borrowing history and other specific risk factors.
- Continously monitor loan portfolios to identify trends ,early warning signals and potential defaults.
Requirements
- Bachelors or Masters degree in Accounting,Economics,Datascience, statistics or a related field.
- Be knowledgeable in credit risk modelling , financial data analytics and cash flows for business.
- Great at managing liquidity, customer profiling ,working capital optimization and trade finance deals.
- Have strong business acumen and understanding of the Nigerian ecosystem
- Possess excellent communication anad decision making abilities.
- 8+ years of experience in credit risk and lending operations ideally in Fintech,Microfinance,digital lendingor Energy finance
- Strong analytical thinking, team leadership, regulatory understanding and data drivendecisionmaking.
Salary
N900,000 – N1,100,000 / Month.
How to Apply
Interested and qualified candidates should submit thier resume detailing thier relevant experience and why they are a good fit for this role to: [email protected] using the job title as the subject of the mail
Application Deadline 16th July, 2025.