Fundsworth Finance Company Limited is a Finance Company licensed and regulated by the Central Bank of Nigeria. The company is expanding its service offerings across more sectors of the economy having carved a niche for itself in MSME financing.
We are recruiting to fill the position below:
Job Title: Risk Assets Sales Officer
Location: Victoria Island, Lagos
Employment Type: Full-time
Job Summary
- The Risk Assets Sales Officer will be responsible for selling credit products, managing credit risk, and meeting sales targets.
- The ideal candidate must have a strong understanding of credit products, credit analysis /appraisal skills.
Key Responsibilities
- Sell credit products to customers, including loans and other credit facilities
- Meet sales targets and key performance indicators (KPIs)
- Build and maintain relationships with customers and stakeholders
- Conduct credit analysis and appraisal to assess creditworthiness of customers
- Manage credit risk by identifying, assessing, and mitigating potential credit risks
- Stay up-to-date with market trends, industry developments, and regulatory requirements.
KPIs
- Product knowledge: Demonstrate in depth knowledge of credit products and services.
- Sales targets: Meet or exceed monthly/quarterly sales targets for credit products
- Customer acquisition: Acquire new customers and grow the customer base
- Customer retention: Retain existing customers and maintain high levels of customer satisfaction
- Risk management: Identify and mitigate potential credit risks, and maintain a low risk profile.
Performance Metrics:
- Sales growth rate
- Credit portfolio quality
- Customer satisfaction ratings
- Risk asset quality
- Return on assets (ROA).
Requirements
- Graduate in Business / Finance
- Must have 2 – 3 years hands-on experience in Credit Products Sales and Administration
- Must have basic understanding of Credit Analysis/Appraisal
- Must be ready to work with Targets.
Skills and Competencies:
- Good understanding of credit products and risk management
- Strong sales and customer service skills
- Ability to work in a fast-paced environment and meet targets
- Strong communication and interpersonal skills.
- Excellent analytical and problem-solving skills
- Good understanding of credit products and risk management
Salary
Competitive.
How to Apply
Interested and qualified candidates should send their application, including their CV to: [email protected] using the job title as the subject of the mail