Job title: Sales Executive (Salary Loan / Wealth Management) Job at the Concept Group
Company: The Concept Group
Job description: The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company,Percy Aitkins – Bureau De Change.We are recruiting to fill the position below:Job Position: Sales Executive (Salary Loan / Wealth Management)Job Location: Abuja (FCT)
Employment Type: Full-timeScope and Impact
- The candidate will be tasked with the responsibility of selling various loan products.
- He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
Job Summary
- The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
- He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
Duties and Responsibilities
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Review loan agreements to ensure that they are complete and accurate according to policy
- Assess customer needs, explore all options and introduce different types of loans
- Update account records, Compute payment schedules and transactions on ERP
- Confer with underwriters to aid in resolving loan application problems.
- Update job knowledge on types of loans and other financial services
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines
- Deposit mobilization to meet set targets
Key Performance Indicators
- Meet Set Monthly loan and investment Targets
- Reduced number of Non-Performing loans
- Customer retention rate of minimum 90% across loan and investment products
Requirements
- Candidates should possess a B.Sc Degree in Finance, Economics or a related field with 2-6 years of experience
- Proven working experience as a Loan Officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal oriented environment and meet set target.
Salary
N120,000 – N160,000 / Month.Method of Application
Interested and qualified candidates should send their Applications to: using the Job Position and Location as the subject of the email.
Expected salary: 120000 – 160000 per month
Location: Abuja, FCT
Job date: Thu, 26 Jun 2025 22:50:06 GMT