Job title: Sales Executive (Salary Loan / Wealth Management)
Company:
Job description: Rosabon Financial Services (RFS) Limited is an Award winning company and a member of the Concept Group, licensed by the Central Bank of Nigeria, CBN on April 22, 1993, and being a long-standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.We are recruiting to fill the position below:Job Title: Sales Executive (Salary Loan / Wealth Management)Locations: Ondo and Oyo
Employment Type: Full-timeScope and Impact
- The candidate will be tasked with the responsibility of selling various loan products.
- He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
Job Summary
- The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
- He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
Duties and Responsibilities
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Review loan agreements to ensure that they are complete and accurate according to policy
- Update account records, Compute payment schedules and transactions on ERP
- Confer with underwriters to aid in resolving loan application problems.
- Update job knowledge on types of loans and other financial services
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish
- quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines
- Deposit mobilization to meet set targets.
Key Performance Indicators
- Meet Set Monthly loan and investment Targets
- Reduced number of Non-Performing loans
- Customer retention rate of minimum 90% across loan and investment products.
Qualifications / Requirements
- BSc Degree in Finance, Economics or a related field with 2 – 10 years work experience.
- Proven working experience as a Loan Officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal oriented environment and meet set target.
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Expected salary:
Location: Oyo, Oyo State – Ondo, Ondo State
Job date: Fri, 21 Mar 2025 05:56:07 GMT